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New and Used Auto Loans

New Auto Loans

Used Auto Loans

  • Based on the retail book value of the car
  • Competitive rates
  • Vehicles must be seven years old or less
  • Repayment terms are available for 48, 60 and 72 month terms; financing for 73-84 months is available for some vehicles; ask for details. Apply online here.
  • Credit Life and Disability Insurance available

Repaying your auto loan is easy with payroll deduction (Saint Agnes Hospital employees should contact a branch about setting up automatic debits) or make transfers through Online Account Access. You can also use a payment coupon by mail or pay in person at a branch.

How to apply for a loan

You can apply for a loan as soon as you're a member. Loans are available for members in good standing with the credit union; approval is based on credit history and debt-to-income ratio. Submit an application with two of your most recent paystubs. Stop by our Hospital branch to speak with our Loan Officer or call 443-844-3616 during banking hours. Or, apply online.

Selecting your next car and options

Saint Agnes Federal Credit Union offers the TrueCar Car Buying Service for our members. Compare pricing to see what others have paid for the same vehicle and finalize your purchase at a TrueCar dealership: enjoy a hassle-free buying experience and special TrueCar pricing. Click here for details. During special promotional periods, get an additional 0.25% APR* rate discount when you buy through TrueCar with a SAFCU auto loan; ask for details.

Auto Exam Warranty offers extended auto service contracts at an affordable price to protect your car from the unexpected. To learn about coverage options for your new or used vehicle, call 1-800-709-5792 or visit the Auto Exam website.

* APR = Annual Percentage Rate.