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First Mortgage Loans

We offer low rate first mortgages and mortgage refinancing through our service partner Financial Security Consultants Inc. (FSC). If you plan to buy a new home (or refinance a current mortgage), call FSC at 410-823-3300 or 1-800-730-7599 for details or visit FSC online. Your mortgage will still be serviced locally, right here at your credit union!

For current rates and terms, visit our loan rates page.

The Smart Way to Buy or Sell Real Estate

Buying or selling a home? Get professional real estate assistance and earn cash rebates with SMARTMOVE®, a national real estate affinity program.*

When you register with SMARTMOVE®, a coordinator will explain the SMARTMOVE® guidelines in order for you to qualify for a cash rebate whenever you buy or sell real estate. You'll receive a cash rebate for each transaction plus specially trained agents will help you with your search and market your current home or investment properties. The SMARTMOVE program can help first-time home buyers, people who are moving to a different size home, retirees and real estate investors.

To register or to learn more, contact SMARTMOVE® at 800-645-6560, Monday-Friday (9:00 a.m. to 5:00 p.m.) or by using the SMARTMOVE website.

*Not available in states where prohibited by law.