New Car Loans
100% financing (not to exceed 100%
MSRP), plus taxes, tags, warranties and credit insurance. |
APR* |
Term |
| 100% Financing as low as**
100% Financing as low as** |
1.90%
2.90% |
up to 72 months
73-84 months |
80% Financing as low as**
80% Financing as low as** |
1.90%
2.50% |
up to 72 months
73-84 months |
| |
Used Car Loans
Amount financed will be the lesser
of the purchase price or NADA retail value, plus taxes, tags,
warranties and credit insurance.
|
|
Term |
| APR* |
2006 through 2013 as low as**
as low as** |
2.90%
3.90% |
up to 72 months
73-84 months |
| |
| Visa credit card - No Annual Fee |
APR* |
|
| Classic |
10.90% |
|
| Gold - cash rebates |
9.90% |
|
| Platinum - ScoreCard rewards points |
8.90% |
|
| |
| |
APR* |
Details |
Personal/Signature Loan
As low as** |
9.90% |
$25,000 maximum.
up to $14,999 - 48 months
$15,000-$25,000 - 60 months |
| |
| Boat Loan |
|
|
| New, as low as** |
7.00% |
10% down payment |
| New, as low as** |
6.50% |
20% down payment |
| Used, as low as** |
8.00% |
Amount financed based on Wholesale Book Value |
| Term for new and used: 7 years up to $25,000;
10 years over $25,000.
No vessels over 5 ton net weight. |
| |
| Tuition Loan |
8.90% |
Borrow up to $10,000. Up to 48 month repayment. Check payable
to school. |
| |
| Share Secured |
2% above current dividend rate |
Up to 60 month repayment. Borrowed amount may not exceed amount
in savings or certificate. IRA accounts not permitted for this
type of loan. Longer terms available depending on amount borrowed.
|
| |
| Home Equity Line of Credit |
| Loan Amount |
Minimum - $10,000 / Maximum - $150,000; 80% of
appraised value less first mortgage. |
| Annual Percentage Rate |
Prime rate*** PLUS 1/4%
Minimum - 3.00%; Maximum - 18.00% |
| Draw Period |
15 years (access with home equity checks); First
Advance - $2,500 minimum / $500 increments thereafter |
| Closing Costs |
Credit union will pay closing costs. Minimum
loan term is two years or reimbursement of closing costs is due to
credit union.
Appraisal Fee: $100 |
| Processing Time |
3 - 4 weeks |
| |
| Closed-End Home Equity Loan |
| Loan Amount |
Minimum - $10,000 / Maximum - $150,000; 80% of
appraised value less first mortgage. |
| Rate as low as** |
5 year - 4.50% APR
10 year - 5.00% APR
15 year - 5.50% APR |
| Closing Costs |
Credit union will pay closing costs. Minimum
loan term is two years or reimbursement of closing costs is due to
credit union.
Appraisal Fee: $100 |
| Processing Time |
3 - 4 weeks |
