Apply for a Loan
Reorder Checks
Consumer Alerts
Access Your Visa Account
Current Newsletter
Contact Us
Home Page

Telephone:
855-597-5766

 

Checking Accounts

Having a fee-free checking account is easy if you elect to have Direct Deposit of your payroll check, retirement check or federal payments. Direct Deposit not only saves you money, but it's also safe and convenient. Even if you don't have Direct Deposit, our checking account is the way to go! You can select the $500 minimum balance option to avoid monthly service fee. Accounts without Direct Deposit or not maintaining a minimum balance of $500 will be charged a monthly service fee.

Visa Check Card (debit card)

Paying with a VisaŽ Check Card is quick and easy! You'll save time because you don't have to write a check and then wait for approval. It is also accepted by the thousands of merchants who accept Visa. Members who have a Saint Agnes Credit Union checking account may be eligible for a Visa Check Card. Your Visa Check Card can also be used as an ATM card at any Allpoint, STAR or Cirrus automated teller machine to get cash from your savings and checking account.

Check Styles

We provide you with duplicate checks in a variety of styles. Duplicate style checks provide a convenient way to keep track of who the check was payable to, the amount, and the date you wrote it. Check Safekeeping eliminates the need for you to store cancelled checks; photocopies of checks are available if needed. See the fee schedule for cost. The first set of 50 checks are supplied to you at no cost. If you have direct deposit, there is a 25% discount for reorders.

Reorder checks online!

Overdraft Protection

Overdraft protection is provided for all checking accounts in the form of a transfer from your share account. Six transfers are allowed per month, three may be generated by electronic (computer generated) transfer. If the electronic transfer is accessed, there is a fee (please see our fee schedule). You can request a transfer in person, by phone or through our Quick Check telephone response system without a charge. Remember, only six transfers are allowed each month.

A line of credit loan is available for checking overdrafts up to $500 per account; click here for the current rate. Submit an application and verification of income for approval; call or visit a branch for details. Funds are transferred in increments of $100.