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Visa Check Cards (debit cards)

If you have a Checking (Share Draft) account with Saint Agnes Credit Union, request a Visa® Check Card! Use this debit card to make purchases and for ATM transactions. You'll need a checking account (and credit in good standing) to qualify for a Visa Check Card.

No-surcharge ATMs are available at more than 55,000 Allpoint ATM network locations; see below for more information or visit our home page for our free Allpoint ATM Locator.

When you use your Visa Check Card instead of writing checks for making purchases, the funds are deducted from your checking account. You can also use it as an ATM card at any Allpoint, STAR or Cirrus ATM to get cash from your savings and checking accounts. Use your Check Card to make these transactions:

  • Verify your Saint Agnes account balances
  • Transfer funds between your Saint Agnes deposit accounts at ATMs
  • Make cash withdrawals at ATMs, including 55,000+ surcharge-free Allpoint ATMs.
  • Pay for services and merchandise at Point of Sale (POS) locations like grocery stores and gas stations by selecting "debit" and entering your Personal Identification Number (PIN) for POS transactions.
  • Or, choose the "credit" option when making debit card purchases; you'll sign a receipt. When your current card is registered in our UChoose Rewards program, you'll earn points for your Check Card signature purchases.

Earn rewards with uChoose Rewards®

Enroll in uChoose Rewards, a free debit card rewards program for signature purchases when your Check Card is registered.

Earn 1 point per $2 spent for choosing "credit" and signing for your purchases. And you'll earn additional points when you shop at retailers participating in the program. To enroll, visit or click on the link on our website: If you receive a replacement Check Card (with a different number), be sure to update your information on the uChoose Rewards site so you can keep earning points!

ATM Card

No checking account? Make up to 6 withdrawals per month from your Saint Agnes Credit Union savings account with an ATM Card. No-surcharge ATMs are available through the Allpoint ATM network and other locations. (The uChoose Rewards program is not available for ATM Cards.)


Allpoint surcharge-free ATMs

Saint Agnes FCU belongs to Allpoint, America's largest surcharge-free ATM network. With Allpoint, you have access to more than 55,000 ATMs across the world! Look for the green Allpoint logo on ATMs at convenience stores, supermarkets, gas stations and other retail locations. Visit our home page and type in your zip code to find Allpoint ATMs near you.

When you use your Saint Agnes Check Card or ATM Card to withdraw cash from an Allpoint ATM, you will not be charged a surcharge by the owner of the ATM. (Fees will apply for cash advances made with credit cards.)

PLEASE NOTE: Some Allpoint ATMs may display a "surcharge message" screen that says that you will be assessed a surcharge for your transaction. Continue the transaction by answering "yes" on this screen. When you get your receipt, you will see that you were not accessed a surcharge.